| Lines 47 - 49 |
Lines 47 - 77 |
| * SocialSecurityUK |
* SocialSecurityUK |
| * SocialSecurityUS |
* SocialSecurityUS |
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+++ Austria |
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Notes from Mr. Gauster-Filek. Austria has universal health insurance called Krankenkassa. It is mandatory / required. But what are the benefits compared to private / personal health insurances? |
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**Who is covered?** Everyone who works or is retired after working. But students over age are not covered by parents. |
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In UK, everyone is covered. Even tourists! |
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Private insurance is based on age. |
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Btw. Swizzerland doesn't have universal health insurance either. |
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**Advantages** It's affordable, there are few people who are uninsured. Almost 100 percent are covered. |
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The problem: Our society is getting older, we spend more on health insurance. |
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The WGKK has a big deficit, the government workers (BVA) have a small profit. Everyone pays the same, whether healthy or not. |
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Not covered: Tourists, asylum seekers |
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**Disadvantages** private health, cost based on certain criterias / factors (age and health) most health insurances will exclude pre-existing conditions. |
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Diabetes: one of the worst health problems imaginable. |
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National: Big pool, everyone takes out and put in, cost stable |
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Private: Profit oriented, cost going up |
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