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Version 1, 2005-03-31 20:39 Version 2, 2005-03-31 22:06
Lines 94 - 98 Lines 94 - 125
**1960** 40 workers - 1 benefit **1960** 40 workers - 1 benefit
**2003** 3.3 workers - 1 benefit **2003** 3.3 workers - 1 benefit
**2040** System bancrupt - Bush tries to find new system without tax raise. Increase age of retirement? Don't only pay based on wages but price-index **2040** System bancrupt - Bush tries to find new system without tax raise. Increase age of retirement? Don't only pay based on wages but price-index
   
   
  ++ Notes from Mr. Filek
   
  about 20 percent have private / personal health insurance
   
  about 60 percent have group insurance. Example IBM: health insurance for workers and their families
   
  about 20 percent do not have health insurance, but that is really hard to say
   
  Some people have //Medic Aid// or other programs. Medic aid gets less money every year and is not really an insurance. Money goes to institution, not the individual. Basically charity!
   
  Emergency Room (the tv series): Chicago, most not going to pay for their care.
   
  +++ Medicare: individual is insurance
   
  Many states have medical insurance programs. The American situation is complicated.
   
  **HMO** Health Maintenance Organization (worst than any soncialised medication)
   
  Socialised medicine: almost like going to hell
   
  Florida: rIMO worse than the Krankenkassa. Large number of doctors, first go to HMO.
   
  MediCare: starting at 60ies, fairly good program.
   
  Group insurance: Same level for everyone!